Fly Now Pay Later

What is Fly Now Pay Later (FNPL)?


Fly Now Pay Later (FNPL) is Access Bank Cameroon’s innovative travel finance solution that enables eligible customers to book international flights immediately and pay later in monthly instalments. With FNPL, travelling is easier, faster, and stress-free; no upfront payment is required.


Key Features

  • Loan Amount: Up to 3,000,000 FCFA
  • Tenor: 6 - 12 months
  • Credit Insurance: Loss of job, death, permanent disability
  • Fast Approval: Within 48 hours
  • Moratorium: Up to 3 months interest-free (optional)
  • Approved Vendor(s): Brussels Airlines

Benefits

Travel Now, Pay Later: Book flights instantly without any upfront payment.


Fast & Easy Process: Get approval within 48 hours.


Perfect for:

  • Business travel
  • Academic studies
  • Tourism and holidays
  • Family visits
  • Travel With Others: Book for friends or family, no proof of relationship required.

How FNPL Works

  • Choose your flight from approved Access vendors or partners (airlines or ticketing companies).
  • Submit your booking details and loan application with required documents.
  • Receive approval for your loan within 48 hours.
  • Access Bank pays the airline company directly, and your confirmed ticket is issued.
  • Repayment is deducted monthly from your salary.

Frequently Asked Questions (FAQs)

FNPL is a salary-backed travel financing solution that allows you to book international flight tickets from Access approved partners at zero-cost and repay in monthly instalments. You can also use the facility to purchase tickets for family members or other third parties.
  • Salaried employees of approved Access enlisted counterparties with:
    - Minimum monthly salary: XAF 150,000
    - Minimum 1 year in current employment
    - Age: 21 - 59 years
  • Minimum: XAF 200,000
  • Maximum: XAF 3,000,000
For now, tickets can be booked from Brussels Airlines. Negotiations to onboard other vendors are ongoing.
Travel to Canada is generally not covered, for students provided they can avail valid admission and tuition payment documents.
Repayments are automatically deducted from your salary through irrevocable domiciliation.
You can repay within 6 -12 months. FNPL offers an optional interest-free grace period for the first 3 months.
After submitting complete documents, the approved amount is paid to the airline partner, and your booking is confirmed within 48 hours.
  • Loan application form
  • National ID
  • Proof of employment and recent pay slips
  • Flight reservation from an approved airline /ticketing company agency
  • Signed insurance form

Get in touch with our us

Talk to us about how we could support your business, please CONTACT us on:

You can also call our Numbers:

Telephone: +237 655 55 00 22

WhatsApp: +237 679 20 06 83


Email : contactcentercm@accessbankplc.com


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